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Summit County Banks in Colorado have halted foreclosures while President Obama outlines his plan. The author argues that the housing crisis was preventable if Bush had acted earlier to address rising foreclosures. While Bush did not cause the crisis, he failed to take steps to prevent it from growing severely out of control. As foreclosures increased in Summit County, surrounding home values declined, negatively impacting homeowners who did nothing wrong. Obama is now forced to take action to address the crisis that was allowed to balloon during the Bush administration.
