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The Port Aransas Chamber of Commerce submitted comments regarding the Texas Department of Insurance's draft rules on TWIA premium surcharges. The letter emphasizes that the proposed rules will adversely impact coastal policyholders who are already facing annual TWIA increases of 5% as well as potential rate hikes from flood insurance. Coastal residents will bear additional costs through bond repayments for decades following a major hurricane when they are still recovering from storm damage. The letter urges exploring alternative funding sources or spreading costs statewide rather than discriminating against the coastal economy. It expresses hope that pending TWIA litigation and losses from prior events will be assessed to member companies under existing law.
