A big part of product management success is bringing various cultures together from people, process, and innovation. Vivek Bedi from LearnVest hosted the product and technology digital teams from Northwestern Mutual and LearnVest as they discussed over the past two years how they have brought two cultures together to come up with a bold, brave, yet balanced "third" culture. The new culture is one of taking risks, being ok with failing, and focused on innovation while keeping focus on being at the center of clients' financial lives.